UK HMO Property
⊛ Government rent guarantee ⊛ Stable rental income ⊛ No active management required
UK real estate partners and suppliers
Data Advantage
8%
Guaranteed annual rental return
Twice as high as ordinary Buy-To-Let properties
£150,000
Has a low investment threshold
Investment threshold is three times lower than Hong Kong property
5-7 Years
Has a minimum government lease period
Ensuring your rental income during this period
What Is HMO
*HMO (House of Multiple Occupation) involves redesigning, renovating, and reconstructing the interior of a property. This process creates additional rooms within the property to accommodate more tenants and generate higher rental income. (In the UK, a license is required, and the property must meet certain standards).
Earn higher rental income by renting out individual rooms.
HMOs calculate rent based on the number of rooms, meaning each additional room can bring extra rental income for the property owner.
HMO property values appreciate over the long term.
You can own an HMO property for as low as £150,000. On average, HMO property prices across the UK have increased by 5%+ annually in the past.
Government housing association guarantee the rent.
The largest government housing agencies in the UK, such as Serco, Mears, and ReadyHomes, have a strong rental demand for HMOs.
How can investing in HMOs bring higher returns?
Standard Buy-To-Let (BTL) property
Total investment: £146,000 | Annual Rent: £7,680
Buy
Convert
Shared House (HMO) Property
Total investment: £160,000 | Annual Rent: £15,270
Customer Reviews
Why Us
UK HMO Expert
We specialise in UK HMOs. We represent buyers locally, sourcing high-value second-hand properties for HMO conversion projects or reasonably priced ready-made HMOs.
Buyers Protection
We guarantee completion on time and within budget, ensuring that the property meets the HMO standards for approval.
Renovation and Conversion Work
We specialise in managing renovation and conversion works, extensions, planning permission applications, HMO licensing, etc., to help property owners enhance the value of their properties.
Transparent Pricing
Before the project begins, all costs and expenses are clearly outlined, making it easier to calculate actual returns.
One-stop Support
We provide comprehensive services ranging from property purchase to company setup, tax planning, arranging legal services, mortgage application, leasing, and selling.
Offices in Hong Kong and the UK
Dedicated personnel in both locations assist in property search, overcoming linguistic, cultural, and time zone differences, as well as other geographical limitations.
HMO Projects
Completed HMO
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Leased by UK Government Housing Association
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Cash-Buy
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Tenants are responsible for utilities and maintenance costs
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Housing Association is responsible for managing tenants and operations
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Rental income is received immediately upon transaction, typically within 2 months
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Guaranteed rental return: 7.5%+ p.a.
HMO Conversion
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Leased by UK Government Housing Association
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Cash-Buy
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Tenants are responsible for utilities and maintenance costs
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Housing Association is responsible for managing tenants and operations
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Renovations and conversions are completed within 4 months after the transaction
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Guaranteed rental return: 8%+ p.a.
The Process
Consult
We aim to understand your goals, discuss suitable projects, and provide recommendations.
Project Selection
We offer properties that meet the buyer's requirements for their consideration, helping them select the most satisfactory project.
Complete
We arrange for a lawyer to handle the property transfer procedure and AML Check, which typically takes 28 days. After the owner takes possession of the property, we will arrange for renovation work.
Refurb
Our project manager will supervise the work to ensure that project costs, specifications, and delivery time all meet expectations.
Tenants Inspection
As the work nears completion, we arrange for relevant government officials to inspect the property, ensuring everything is done according to specifications.
Signing the lease
After passing the inspection, the agency will arrange a lease for the owner to sign. After signing, the rent will be automatically transferred to the owner's UK bank account each month starting from the next month.
Past project reference
Focused on finding UK properties with the highest rental return, generating passive income through rent.
Frequently Asked Questions (FAQs)
(A) Renew the lease (The population needing government-subsidised housing is increasing each year, yet the supply of rooms is seriously insufficient).
(B) Switch to another Government Housing Association.
(C) Rent to the open market (company or individual tenants).
According to the actual market demand, HMO properties with lower prices and attractive rental returns, which already have guaranteed leases from government housing agencies, have huge demand from both local UK buyers and overseas buyers. Generally, they can be sold within three months (we welcome any UK HMO property owners to contact us for assistance in selling at any time), no charge if not successful.
We will obtain confirmation from the government housing agency staff about accepting properties in a specific area, the time when the area is still open for acceptance, and other information. Properties that the government agency confirms to accept will be offered to investors for consideration whether to purchase the property for the HMO renovation project.
During the construction period, we will arrange for the agency to inspect the property to ensure the renovation standards are met. This will facilitate a smooth handover of the property to the government agency and secure a guaranteed lease.
We charge a Sourcing Fee to screen properties suitable for conversion into HMOs for buyers, negotiate prices with sellers, and confirm with the government housing agency that the property will be accepted. The renovation cost involves coordinating construction workers, supervising the quality and specifications of the handover, arranging the HMO license, arranging for government agency staff to inspect, and arranging for the transfer of property and lease to the government agency.
For the convenience of buyers to calculate costs and returns, the fees are already included in the selling price, and the rental return obtained is the actual rental return received (excluding personal taxes, legal fees, insurance fees, etc.).
The guaranteed rental return from the government housing agency is calculated as: Guaranteed Rent / Selling Price (including property price, renovation costs, our fees). For example: £14,143 (guaranteed rent) / £150,000 (selling price) = 9.42% p.a.
HMO lenders generally require buyers to have experience in operating rental properties. Therefore, it depends on the investor's own qualifications，you can apply for a mortgage directly，or first purchase with cash.，accumulate 12 months of rental experience，then apply for a mortgage. For details, please contact us for a free consultation.
Contact us for more details.
